YourCredit.com: Consumer Credit Information

Before you can start to maximize your use of credit or deal with credit problems, you need to know what the credit reporting agencies are saying about you!
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Reasons to Check Your Credit Reports...

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Use our customized forms and letters to remove your name from direct mail & telemarketing lists, request your DMV, Social Security, Tax, Medical or even your FBI records or deal with credit report errors and debt collector harassment! (tell me more)

Save A Fortune On A Mortgage:

Instead of making your mortgage payments once a month, make half a payment every two weeks. This is considered a bi–weekly payment plan... ( more... )

Debt Collectors Calling?

On this consumer resource page, find out the definition of a third party debt collector and what to do if you are being harrassed by one, who else a debt collector can contact regarding your debt, what they must tell you about the debt, which practices are prohibited by the Fair Debt Collection Practices Act, and more!...

Feel like your rights have been violated?

Use our Federal Trade Commission Locator Tool.

Who's Checking Up On You? You've checked your credit reports from the major bureaus,(Experian, Trans Union and Equifax). You've checked for errors and corrected them. Are you now "in the know" about your credit profile? Not exactly. Beyond the substantial information that is reported by the major credit bureaus, there may be more information about you being reported out there... ( more... )		Is Credit Punishing You? Credit Card issuers, eager to lure new customers, offer competitive low introductory interest rates, allowing card–hoppers take advantage by transferring their balances to a new introductory deal when the prior deal expires. Several credit card issuers have rolled out policies in order to discourage card–hopping by either charging a fee for balance transfers or getting rid of low introductory teaser rates... ( more... )

Building Positive Credit You apply for a credit card because you need credit. Unfortunately, the credit card issuer rejects your application. The reason: you don't have a sufficient credit history. ( more... )		Credit Fraud, Indentity Theft Rather than approach the subject of identity theft or credit fraud from the "what if" perspective, characteristic of so many other credit information sites, we assume that you are here because you have been, or believe that you might be, a victim of either or both... ( more... )

Can you answer the following questions positively?

If not, you need to click on the links to our new articles and find out what you need to know.

Did You Know...?

There are a number of companies and agencies that maintain databases containing information which may affect what you pay for medical insurance, whether you can open a bank account, get telephone service, or rent an apartment...
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